Tools

Three small tools that answer the questions merchants ask us most. Nothing is uploaded, nothing is stored, and none of them ask for your email.

Which one do I need?

If you have your statement in front of you, start with the effective rate calculator. It turns the whole bill into one number you can compare against anything.

If you are shopping around and want to sanity-check a quote, use the card fee calculator.

If a line on your bill makes no sense, look it up in the statement decoder.